LIMITED TIME —  Save $250 Off ANY Snuz Mattress!                                                         0% Financing available through Affirm at checkout


Is a credit check required?
How many months can I finance?
Ongoing Line of Credit
12 months for purchases under $1000, 18 months for purchases over $1000
How long does approval take?
When is my first payment?
30 days
30 days
What if I return the mattress?
Seller issues refund for up to 100 days. Typically shows on statement in 3 - 5 days
Refunds available for returns processed within 100 days.
How are payments made?
Online, AutoPay, Check

Purchases of $99+

No Interest if paid in full in 6 months on purchases of $99 or more.

  • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
  • A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
  • No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
  • For New Accounts: Variable Purchase APR is 25.49%. The APR is accurate as of 4/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
  • Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
  • Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

As low as 0% apr financing with Affirm

SleepChoices and Affirm have teamed up to provide a range of financing options on your order.

Quick and easy

Enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score.

Flexible Payments

Pay your monthly bill using a bank transfer, check or debit card at

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